Banks Of India

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Tuesday, September 16, 2008

Latest failure beyond the pale for Fed

IN OCTOBER 1929, as the New York sharemarket teetered on the brink of collapse, a bevy of top investment bankers stood inside the exchange, laying orders for millions of shares in a bid to stabilise prices. It was pure bluff, a power play to imbue markets with the blithe confidence that had prevailed the previous nine years.

As the market edged closer to a fall of cataclysmic proportions, banker Thomas Lamont, the unflappable chairman of J.P. Morgan, declared the sharemarket had hit a few "air pockets". It was, he said, "susceptible to betterment".

Even when shares plunged five days later, slumping 25% and irreparably shattering investor confidence, Lamont bravely ventured that the market "retained hopeful features".

You gotta love New York bankers, eh? No headwinds shall defeat them. No stumble is ever too big. For those who deal in big bucks, big risks and ever-bigger falls, the Big Apple is where it all happens and always will. Centre of the universe, the font of all financial wisdom, and the epicentre of its woes.

This week there was no bluff, no power plays, as two of the world's biggest investment banks, both based in New York, succumbed to perhaps the world's biggest financial crisis.

Overwhelmed by bad debts in mortgage loans and by their holdings of dicky securities backed by those same hapless mortgages, the books closed on Lehman Brothers and Merrill Lynch. Lehman is bankrupt; Merrill Lynch will be absorbed by Bank of America.

Amid market crashes, banking collapses and mass redundancies, when it seems the financial world is falling apart, a core of level-headed pundits usually temper the sensationalism. Rightly, they pan descriptions of a 2% fall as a "plunge" or 5% as a "bloodbath", saying such falls are mere blips.

Look back, they say, at the really dramatic crashes of 1997 or 1987 or, more pertinently, October 1929. Consider what a real crisis is. Well, we did — and the similarities between 2008 and 1929 are remarkable.

Just as happened in 1929, investment bankers this week met Federal Reserve officials to consider rescuing colleagues. This followed revelations about margin lending, short-selling, share manipulation, and years of banks spraying investors with dodgy securities.

Today's financial system has been jeopardised by a baffling array of vaporous securities, which, although backed by picket-fenced mortgages, are almost impossible to describe in sensible English. Back in 1933, Ferdinand Pecora's inquiry into the Great Crash found that plenty of US investors had been cajoled into buying securities tied to "a bewildering array of Viennese, German, Peruvian, Chilean, Hungarian and Irish government obligations".

Tuesday, June 17, 2008


  1. Public sector banks
  2. Private sector banks
  3. Foreign banks
  4. Regional Rural Banks (RRBs)
  5. Other Public Sector Bank
  6. List of co-operative banks in India

Public sector banks

SBI group:
State Bank of India, with its seven associate banks commands
the largest banking resources in India.
SBI and its associate banks are:

After the amalgamation of New Bank of India with Punjab National Bank,
currently there are 20 nationalized banks in India:

Nationalized banks in India

Private sector banks
Foreign banks
Regional Rural Banks (RRBs)

  • Adhiyaman Grama Bank
  • Alaknanda Gramin Bank
  • Aligarh Gramin Bank
  • Avadh Gramin Bank
  • Aryavart Gramin Bank
  • Balasore Gramya Bank
  • Ballia Kshetriya Gramin Bank
  • Banaskantha Mehsana Gramin Bank
  • Bareilly Kshetriya Gramin Bank
  • Baroda Uttar Pradesh Gramin Bank
  • Bijapur Grameena Bank
  • Bilaspur-Raipur Kshetriya Gramin Bank
  • Bolangir Anchalik Gramya Bank
  • Bundelkhand Kshetriya Gramin Bank
  • BundiChittorgarh KshetriyaGraminBank
  • Cauvery Grameena Bank
  • Chaitanya Grameena Bank
  • Chambal Kshetriya Gramin Bank
  • Champaran Kshetriya Gramin Bank
  • Chhatrasal Gramin Bank
  • ChhindwaraSeoniKshetriyaGraminBank
  • Chitradurga Gramin Bank
  • Cuttack Gramya Bank
  • Damoh Panna Sagar Kshetriya Gramin Bank
  • Devipatan Kshetriya Gramin Bank
  • Dhenkanal Gramya Bank
  • Dungarpur Banswara Kshetriya Gramin Bank
  • Ellaquai Dehati Bank
  • Farrukhabad Gramin Bank
  • Gaur Gramin Bank
  • Gurgaon Gramin Bank
  • Hadoti Kshetriya Gramin Bank
  • Himachal Gramin Bank
  • Hissar-Sirsa Kshetriya Gramin Bank
  • Indore Ujjain Kshetriya Gramin Bank
  • Jaipur Nagaur Aanchalik Gramin Bank
  • Jamnagar Rajkot Gramin Bank
  • Jamuna Gramin Bank
  • Jhabua-Dhar Kshetriya Gramin Bank
  • Kakathiya Grameena Bank
  • Kalpatharu Grameena Bank
  • Kamraz Rural Bank
  • Kanpur Kshetriya Gramin Bank
  • Kapurthala Ferozpur Kshetriya Gramin Bank
  • Kashi Gomti Samyut Gramin Bank
  • Kisan Gramin Bank, Budaun
  • Kolar Gramin Bank
  • Krishna Grameena Bank
  • Kshetriya Gramin Bank, Hoshangabad
  • Kutch Grameen Bank
  • Malaprabha Grameena Bank
  • Mandla Balaghat Kshetriya Gramin Bank
  • Manjira Grameena Bank
  • Marwar Ganganagar Bikaner Gramin Bank (Previously : Marwar Gramin Bank)
  • Mewar Aanchalik Gramin Bank
  • Nagarjuna Grameena Bank
  • Netravati Grameena Bank
  • Nimar Kshetriya Gramin Bank
  • North Malabar Gramin Bank
  • Panchmahal Vadodara Gramin Bank
  • Pandyan Grama Bank
  • Pinakini Grameena Bank
  • Pragjyotish Gaonlia Bank
  • Prathama Bank
  • Raigarh Kshetriya Gramin Bank
  • Rani Lakshmi Bai Kshetriya Gramin Bank
  • Ratlam Mandsaur Kshetriya Gramin Bank
  • Rayalaseema Grameena Bank
  • Rewa-Sidhi Gramin Bank
  • Sahyadri Gramin Bank
  • Samyut Kshetriya Gramin Bank
  • Sangameshwara Grameena Bank
  • Shahjahanpur Kshetriya Gramin Bank
  • Shivpuri Guna Kshetriya Gramin Bank
  • South Malabar Gramin Bank
  • Sree Anantha Grameena Bank
  • Sri Saraswati Grameena Bank
  • Sri Visakha Grameena Bank
  • Surat Bharuch Gramin Bank
  • Thar Aanchalik Gramin Bank
  • Tripura Gramin Bank
  • Tungabhadra Gramin Bank
  • Vidur Gramin Bank
Other Public Sector Bank

List of co-operative banks in India

1. In States

1.1 Andhra Pradesh
1.2 Arunachal Pradesh
1.3 Assam
1.4 Bihar
1.5 Chhattisgarh
1.6 Goa
1.7 Gujarat
1.8 Haryana
1.9 Himachal Pradesh
1.10 Jammu and Kashmir
1.11 Jharkhand
1.12 Karnataka
1.13 Kerala
1.14 Madhya Pradesh
1.15 Maharashtra
1.16 Rajasthan
1.17 Sikkim
1.18 Tamil Nadu
1.19 Tripura
1.20 Uttarakhand
1.21 Uttar Pradesh
1.22 West Bengal

2. In Union Territories

2.1 Andaman and Nicobar Islands
2.2 Chandigarh
2.3 Dadra and Nagar Haveli
2.4 Daman and Diu
2.5 Lakshadweep
2.6 Pondicherry
2.7 National Capital Territory of Delhi

In States

Andhra Pradesh
  • Eluri co-operative bank.
  • Andhra Pradesh Mahesh Co-Op Urban Bank Ltd.
  • Charminar Coop.Urban Bank Ltd.
  • Vasavi Coop Urban Bank Limited.
  • Mulkanoor co-operative Rural Bank and Marketing Society Ltd.,

Arunachal Pradesh
  • The Arunachal Pradesh State co-operative Apex Bank Ltd.

  • The Assam Co-operative Apex Bank Ltd.


  • The Bihar State Co-Operative Bank Ltd. The Motihari Central Cooperative Bank Limited

  • The Chhattisgarh RajyaSahakari Bank Maryadit


  • The Bicholim Urban Co-operative Bank Ltd.
  • The Goa state co-operative bank ltd.
  • The Margao Urban co-operative bank ltd
  • Candolin Urban Co-operative Credit Society
  • Citizen Co-op Bank
  • Goa Urban Co-operative Bank
  • Goan Peoples Urban Co-op Bank
  • Saraswat Co-op Bank
  • Shamrao Vithal Co-op Bank
  • Womens Co-operative Bank

  • Valsad District Central Co-operative Banks Ltd
  • Textile Traders Co-operative Bank Ltd
  • Navnirman Co-operative Bank Ltd
  • Mahesana Nagrik Co-operative Bank Ltd
  • Nagrik Bank LTD. (Rajkot)
  • Ahmedabad District Cooperative Bank Ltd.
  • Junagadh Commercial Co-operative Bank Ltd.
  • Amreli Dist Co-Operative Bank Ltd.
  • Surat national co-operative bank Lt

  • The Haryana State Co-operative Apex Bank Ltd.

Himachal Pradesh

  • Kangra Co-operative Bank Ltd.
  • Jogindra Co-operative Bank

Jammu and Kashmir
  • The Jammu and Kashmir State Co-operative Bank Ltd.


  • Sirsi Urban Bank
  • Suco Bank
  • The Karnataka State Co-operative Apex Bank Ltd
  • Guardian Souharda Sahakari Bank Niyamitha


  • Kerala State Co-Op Bank
  • Dist. Co-Op Bank,Trivandrum (Thiruvanandapuram)
  • Dist. Co-Op Bank,Quilon (Kollam)
  • Dist. Co-Op Bank,Pathanamthitta
  • Dist. Co-Op Bank,Alleppey (Alapuzha)
  • Dist. Co-Op Bank,Kottayam
  • Dist. Co-Op Bank,Idukki
  • Dist. Co-Op Bank,Ernakulam
  • Dist. Co-Op Bank,Trichur
  • Dist. Co-Op Bank,Palghat (palakkade)
  • Dist. Co-Op Bank,Malappuram
  • Dist. Co-Op Bank,Calicut (Kozhikode)
  • Dist. Co-Op Bank,Wayanad
  • Dist. Co-Op Bank,Cannannore (Kannur)
  • Dist. Co-Op Bank,Kasargode
  • Pala Urban Co-Op Bank
  • Cherpulasseri Service Co-op Bank
  • Cheruthazham Service Co-Op Bank
  • Ottapalam Co-op Bank, Ottapalam
  • Valapuzha Service Co-op Bank
  • The Co-operative Service Bank Limited, Parakode.
  • People's Urban Co-operative Bank Ltd, Thrippunithura
  • Madappally Service Co-operative Bank Ltd. Kottayam District. Estd. 1920.
  • Kottakkal Co-operative Urban Bank Ltd, Kottakkal, Malappuram Dist
  • Kanakkary Service Co-op Bank
  • Pallippurathusserry Service Co-op Bank

Madhya Pradesh
  • The Madhya Pradesh Rajya Sahakari Bank The Mananthavady Farmers Service Co.operative bank ltd. Mananthavady; Wayanad


  • The Nasik District Central Co-op Bank Ltd., Nasik.
  • The Bassein Catholic Co-Operative Bank Ltd., Papdy, Vasai.
  • Abhyudaya Co-op. Bank Ltd.
  • Bharat Co-op. Bank Ltd.
  • The Deccan Merchants Co-operative Bank Ltd., Mumbai
  • Kodoli Urban Co-op. Bank Ltd. Kodoli.(erstwhile Nagari Sahkari Bank Kodoli)
  • Shri Balbhim Coop Bank Ltd., Kolhapur
  • The Maharashtra State Co-op Bank Ltd
  • Shree Warana Sahakari Bank Ltd. Warananagar
  • Solapur Siddheshwar Sahakari Bank, Solapur
  • Solapur janta Sahakari Bank, Solapur
  • Saraswat Co-Op Bank
  • Ichalkaranji Janata Sahakari Bank Ltd
  • Vasantdada Shetkari Sahakari Bank Ltd.,Sangli
  • Shamrao Vitthal Cooperative Bank
  • Samarth Sahakari Bank, Solapur
  • Punjab and Maharashtra cooperative bank ltd
  • Panchaganga Sahakari Bank, Kolhapur
  • Dwarkadas Mantri Nagari Sahakari Bank Ltd.,Beed
  • Deogiri Nagari Sahakari Bank Limited, Aurangabad
  • Ajintha Urban Co-operative Bank Limited, Aurangabad
  • Lokvikas Nagari Sahakari Bank Limited, Aurangabad
  • The Akola Urban Co-operative Bank Limited, Akola
  • Autangabad District Central Co-operative Bank Limited, Aurangabad
  • Adarsha Mahila Nagari Sahakari Bank Limited, Aurangabad
  • Abhinav Co-operative Bank
  • Dombivli Co-operativ Bank
  • The Cosmos Co-operative Bank Limited, Pune, Maharashtra, India
  • Nanded district co-operative Bank.Nanded,Maharastra
  • The Nagar Urban Co-operative Bank Ltd,Ahmednagar
  • Shahar Sahakari Bank Ltd, Ahmednagar
  • The Ahmednagar Merchnats Co-operative Bank Ltd,Ahmednagar
  • The Bhingar Urban Co-Operative Bank Ltd,Ahmednagar
  • The Rajapur Urban Co-Operative Bank Ltd.Rajapur (Ratnagiri)
  • Vikas Sahakari Bank Ltd., Solapur
  • Vita Merchant Co-Operative Bank Ltd. Vita
  • Vyapari Sahakari Bank Ltd., Solapur
  • Mammandir Co-Operative Bank Ltd., Vita
  • Mahesh Sahakari Bank Ltd., Solapur
  • The Pandharpur Urban Co-Operative Bank Ltd., Pandharpur
  • The Pandharpur Merchants Co-Operative Bank Ltd., Pandharpurar
  • Ahmednagar District Central Co-Operative Bank Ltd., Ahmednagar
  • Bhingar Urban Co-Operative Bank Ltd.,Bhingar,Ahmednagar
  • Thane Janata Sahakari Bank, Thane
  • Wai Urban Co-operative Bank Ltd., Wai, Satara
  • The vita urban co op. bank ltd,vita ,sangki

  • The Rajasthan State Co-operative Bank Ltd. integral co op bank jaipur central co-operative bank


  • The Sikkim State Co-operative Bank Ltd.

Tamil Nadu
  • The Tamil Nadu State Apex Co-operative Bank Ltd.
  • The Shamarao Vital Co-operative Bank Ltd.
  • Chennai Central Co-operative Bank Ltd.
  • Tripura
  • The Tripura State Co-operative Bank Ltd. this is good privatise co operative bank but please trust it in your self


  • Pithoragarh Gramin Bank.
  • Dist. Sahkarita Bank.

Uttar Pradesh


West Bengal
  • The West Bengal State Co-operative Bank Ltd.

In Union Territories

Andaman and Nicobar Islands
  • Andaman and Nicobar State Co-operative Bank Ltd. Maulana Azad Road, Portblair. (India) It has around 41 branches on these islands, some of which are in Billiground, Baratang, Hut Bay, Nancowry, Ferrer Gunj, Kadamtala and Diglipur.

  • Chandigarh Urban Cooperative Bank
  • Punjab State Cooperative Bank

Dadra and Nagar Haveli

Daman and Diu



  • Pondicherry State Cooperative Bank
  • Mahe Service Co-operative Bank, Mahe

National Capital Territory of Delhi
  • Delhi State Co-operative Bank